Smart Fintech launches a new open-banking product, Smart Accounts, the only account interrogation service – AIS, developed in Romania and authorized by the National Bank of Romania (NBR).
The solution suits individuals and legal entities (who will thus be able to access all their bank accounts in one place) and all the companies processing their customers’ financial-banking data (such as billing platforms, NFIs, ERP services, or personal finance management providers).
“Smart Accounts is a headless product (through which banking services are integrated directly into the fintech platforms, delivering content and experience tailored to each channel and user) which, through APIs, brings full automation of transactions and payments to potential customers, directly from account to account. Currently, they handle data manually or only with small automation through APIs. Smart Accounts is an actual digitization and automation solution, accessible in 3 clicks, in a straightforward form, in a dynamic process, with live financial data “, said Mihaela Georgescu, Co-Founder of Smart Fintech.